Website Privacy Notice

Last Updated: May 17, 2021

Your privacy is important to us.  This Website Privacy Notice applies to your use of the Life Policy Management website (www.lifepolicymgt.com), including the publicly available portions of the site (the “Website”).  We developed this privacy notice to explain how we collect, use, share, and protect information collected through or generated by your use of the Website.  Life Policy Management, LLC and its affiliates are collectively referred to in this Website Privacy Notice as “Life Policy Management,” we,” “us,” or “our.”

This Website Privacy Notice only applies to information collected through the Website or generated by your use of the Website.  This Website Privacy Notice does not apply to any other information we collect from or about you, such as information collected through our call centers and offline (e.g., information you submit via the mail), information obtained from third parties, and information collected in connection with our financial products and services. If you have life insurance, annuity investment accounts, or other financial products or services with us, or if you contact us regarding any such financial products or services, we will use and share any personal information that we collect from or about you in accordance with our Consumer Privacy Notice and any other applicable privacy notices or authorization forms made available to you at the time your information was collected, which may offer you certain choices with respect to the use and sharing of your personal information.

If you have questions about this Website Privacy Notice or the ways in which we collect, use, share or protect your information, please contact us as described in the Contact Us section below.

Information Collection and Use​

When you access or use the Website, we only collect certain limited information regarding your use of the Website (“User Data”), which may be considered personally identifiable information under certain privacy laws.  User Data consists of information about how your computer or device links to and interacts with the Website, preferences expressed, settings chosen, and information about your device, such as your device and browser type, operating system, IP address, mobile network carrier, device and advertising identifiers, date and time of visit, Website features viewed, and the third-party site your device was accessing before coming to the Website.  We use cookies and similar technologies on the Website to automatically receive and track this User Data, to enhance the security of the Website, to perform analytics concerning your use of the Website, and to comply with and enforce applicable legal requirements, industry standards and our policies.   To learn more about these technologies and our use of them, please see the Use of Cookies and Similar Technologies section below.

We may also use any information that we collect on an aggregate or anonymous basis (such that it does not identify any particular individual or household) for various business purposes, where permissible under applicable laws and regulations.

Disclosure of Information​

We do not disclose, share, sell, or otherwise transfer User Data to or with any third parties, except as provided below.

  • Service Providers.  We may disclose User Data to third-party service providers that contract with Life Policy Management to provide marketing, analytics, or administrative services on our behalf.
  • Government and Regulatory Authorities; Law Enforcement.  We share User Data with law enforcement and other governmental and regulatory authorities pursuant to law.
  • In Response to Valid Administrative or Judicial Orders.  We share User Data in response to a facially valid administrative or judicial order, including a search warrant or subpoena.
  • Sale, Transfer, or Merger.  In the event of a proposed or consummated sale, transfer, merger or consolidation of all or part of the business of Life Policy Management, we may share User Data as reasonably necessary to enable the recipient to make business decisions about the purchase, transfer, merger, or consolidation, provided the recipient agrees not to disclose the information except as permitted by law.
  • As Otherwise Permitted or Required by Law.  Without limiting the foregoing, we reserve the right to disclose or report User Data in limited circumstances where we believe in good faith that such disclosure or reporting required by law (e.g., to cooperate with regulators or law enforcement officials), or as needed to perform credit/authentication checks, to protect the integrity of our Website, to investigate and resolve consumer disputes, or to fulfill your requests.
  • Your Authorization.  We may share your User Data to the extent expressly authorized by you.

In addition, we may share anonymous or aggregated information with third parties to help deliver products, services, and content that are tailored to the users of the Website and for other legitimate purposes.

Call (844) 854-5433 or email [email protected] to submit a request for us to limit sharing.

Cookies and Similar Technologies​

When you visit or interact with the Website, we and other companies we work with may deploy and use cookies and similar technologies (such as web beacons, local shared objects and other tracking technologies) for a variety of reasons, including to collet User Data in order to enhance the security of the Website, perform analytics concerning your use of the Website, and comply with and enforce applicable legal requirements, industry standards, and our policies.

We may use Google Analytics cookies to collect information about how visitors use the Website.  These cookies collect information in the aggregate to give us insight into how the Website are being used.  We anonymize IP addresses in Google Analytics, and the anonymized data is transmitted to and stored by Google on servers in the United States.  Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf.  Google will not associate your IP address with any other data held by Google.  For an overview of these Google Analytics cookies, please visit https://support.google.com/analytics/answer/6004245.  You may install a Google Analytics Opt-out Browser Add-on by going to https://tools.google.com/dlpage/gaoptout.

You may have other means of controlling the use of cookies and similar technologies on this and other websites.  You may be able to instruct your browser or mobile device to warn you each time a cookie is being sent, or to reject all or certain kinds of cookies. Typically, you can do this by changing the privacy settings on your internet browser or device.  However, if you choose to reject cookies, the Website may not function properly and some Website services may be diminished.

Do Not Track

Certain web browsers may allow you to enable a “do not track” option that sends signals to the websites you visit indicating that you do not want your online activities tracked.  This is different from blocking cookies as browsers with the “do not track” option selected may still accept cookies.  Right now, there is no industry standard for how companies should respond to “do not track” signals, although one may be adopted in the future.  We do not respond to “do not track” signals at this time.  If we do so in the future, we will modify this privacy notice accordingly.  More information about “do not track” is available at www.allaboutdnt.com.

Links to Third-Party Sites​

Life Policy Management may provide links to websites that are owned or operated by other companies (“third-party websites”).  When you use a link on the Website to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours.  You should familiarize yourself with the privacy policy, terms of use, and security practices of the linked third-party website before providing any information on that website.  We make no warranties or representations about other websites.

Security​

We use reasonable physical, electronic, and procedural safeguards that comply with federal and state standards to protect and limit access to User Data and other information. This includes device safeguards and secured files and buildings.  We also restrict access to User Data to our employees and others who we feel must use it to provide our products and services.  Their use of User Data is limited by law, our employee code of conduct, and written agreements where appropriate.

Please note that information you send to us electronically may not be secure when it is transmitted to us.  We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your Social Security number) to us.

Changes to this Website Privacy Notice​

We may change this Website Privacy Notice from time to time.  When we do, we will let you know by appropriate means such as by posting the revised notice on this page with a new “Last Updated” date.  Any changes to this Website Privacy Notice will become effective when posted unless indicated otherwise.

Contact Us​

If you have any questions or comments about this Website Privacy Notice, please contact us using the contact information below:
Call us: (844) 854-5433
E-mail us: [email protected]
Write to us: Life Policy Management, LLC 21 West 46th Street, 9th Floor New York, NY  10036
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